A cut of every sale
Polsia takes 3% of every customer charge, a fee that “isn’t adjustable”, plus 20% of any ad budget. Its June 19, 2026 Terms took 20% of customer payments, which is why older reviews quote that figure.
Shortlist · Polsia alternatives
Polsia keeps 3% of every sale and 20% of ad budgets, with a 31-day settlement period now rolling out. DoAny and Willo take 0% (Stripe’s fees still apply), NanoCorp 20% of each withdrawal, Spelt 5% of revenue.
Fee calculator
Each platform’s cheapest plan that can take payments, plus its cut of your sales. Every price comes from the pages cited in this article.
At $1,160 a month in sales, DoAny Free costs $0 over 12 months, the lowest of the five. Polsia Standard costs $657.60.
Stripe’s card fees apply on every option that takes payments through Stripe.
Scroll sideways to see every column.
| What you pay | DoAny Free | Willo Starter | Polsia Standard | Spelt Founding | NanoCorp Founder |
|---|---|---|---|---|---|
| Entry plan | Free, $0 | Starter, $25 a month | Standard, $20 a month | Founding, $29 a month | Founder, $30 a month |
| Fee rule | 0% of sales | 0% platform fee | 3% of each charge | 5% of revenue | 20% of each withdrawal |
| Plan, 12 months | $0 | $300 | $240 | $29 | $360 |
| Cut of your $13,920 in sales | $0 | $0 | $417.60 | $696 | $2,784 |
| Platform cost, 12 months | $0 | $300 | $657.60 | $725 | $3,144 |
Prices and fees checked September 25, 2026
Sources, checked September 25, 2026
The documented reasons
Sourced to Polsia’s Terms and help center, then two dated outside signals.
Polsia takes 3% of every customer charge, a fee that “isn’t adjustable”, plus 20% of any ad budget. Its June 19, 2026 Terms took 20% of customer payments, which is why older reviews quote that figure.
Every code change deploys with “no pull request, staging step, or approval checkpoint”. Fixing a mistake through the agent is another task and another credit.
“Polsia does not offer refunds”, for subscriptions, credits, domains or ad spend. A task that ran but missed the mark keeps its credit.
The plans page says $20 buys 20 credits a month. The Polsia FAQ still says $20 buys 5 task credits, a July 2026 blog post says $49, and Max costs $100 or $200 depending on the version your account is shown.
Polsia’s Terms add a 31-day settlement period before sales can be paid out, now rolling out across accounts, and customer payments are “card-only and in US dollars”.
Polsia’s Terms license your inputs “to train and improve the AI models”, its Privacy Notice covers outputs too, and no training-specific opt-out is described.
No GitHub access, a database download link that lasts 24 hours, no dashboard export, and a site that goes offline if your subscription lapses.
Outside signals show a split. On September 25, 2026, Polsia’s Trustpilot page showed 255 reviews. Of the 252 from the last 12 months, 49% gave four or five stars and 43% gave one or two (37% one star). Trustpilot’s AI summary of 198 recent reviews says most reviewers were “somewhat happy”, and its top mentions run from “Application” and “Website” to “Mistake” and “Refund”.
In a May 27, 2026 interview, founder Ben Cera said about 10% of Polsia companies had made at least $1 and that month-one churn was around 50%. Those are his figures, not audited ones.
Start here
Exact entry prices and the cut each platform takes from your sales, with Polsia as the baseline. “Best for” is our fit judgment from each product’s published scope. Credit counts aren’t comparable across vendors: a Polsia or NanoCorp credit costs about $1, a DoAny credit $0.25 of AI work on Pro, and Willo prices credits by AI compute.
Swipe to compare every column.
| Product | Entry price | Fee on your sales | Best for | Key limitation |
|---|---|---|---|---|
| DoAny (ours) | DoAny $0 Free (5 credits a day), which can take real payments; Pro $25 a month (100 credits plus 5 a day) | 0%; Stripe fees only | Non-technical founders who want a live product, their own Stripe and approval on big calls | No paid ads or visual editor; checkout on the sites it builds is Stripe only |
| NanoCorp | 3-day trial, then $30 a month for 30 credits | 20% of every withdrawal | The most Polsia-like hands-off model | Sales sit in NanoCorp’s balance until you withdraw |
| Willo | Willo $0 Free (40 one-time credits); Starter $25 a month (150 credits) | 0% platform fee | Owning the code in your own GitHub organization | Custom domains from $49; paid ads “coming soon” |
| Spelt | $29 a month or $174 a year for Founding 50 sign-ups by September 28, 2026 (kept while subscribed); regular price unpublished | 5% of revenue, which replaces the $29 plan past $1,000 a month in sales | A guided build with a 30-day money-back guarantee | 5% of revenue; regular price after September 28 unpublished |
| Cofounder | 7-day trial; Pro from $120 a month | None published; checkout stays in your own product | Running growth and ops around a product built elsewhere | Not built to make your core product |
| Vybe | 7-day trial with card; $50, $499 or $1,999 a month | None published | An existing team automating its operations | Usage-metered: $1 buys 100 credits |
| Polsia (baseline) | Free with 3 starter credits; Standard $20, Pro $50, Max $100 or $200 | 3% of sales, plus 20% of ad budgets | Hands-off operation with managed Meta ads | Unreviewed deploys, no refunds, limited export |
Worked example
Arithmetic on published fee rules for a $29 monthly membership with 40 subscribers ($1,160 a month), the same example as our DoAny vs Polsia page. Stripe’s processing fees apply everywhere and are left out. Cofounder keeps checkout in your own product and Vybe publishes no fee on sales, so neither is in this table.
Swipe to compare every column.
| Platform | Fee rule | Taken each month | Taken over 12 months | With entry plan, per month |
|---|---|---|---|---|
| DoAny | 0% of sales | $0.00 | $0.00 | $0.00 on Free ($25.00 on Pro) |
| Willo | 0% platform fee | $0.00 | $0.00 | $25.00 |
| Polsia | 3% of each charge | $34.80 | $417.60 | $54.80 |
| Spelt | 5% of revenue | $58.00 | $696.00 | $58.00 from month two ($87.00 in month one) |
| NanoCorp | 20% of each withdrawal, if you withdraw it all | $232.00 | $2,784.00 | $262.00 |
Entry-plan totals add the fee to DoAny Free ($0), Willo Starter ($25), Polsia Standard ($20), Spelt’s $29 founding price and NanoCorp Founder ($30). Willo’s Free plan builds a website only, and its Stripe tools start on Starter. Spelt waives its $29 fee for any month after one with more than $1,000 in sales, so at $1,160 it costs only the 5% from month two.
One by one
DoAny is listed first because it is ours, and we hold it to the same format as the rest: who it suits, what to watch out for, and the exact price. The others run from closest to Polsia’s model to furthest.
Best for: non-technical founders who want a real web app with accounts, data and checkout, hosted for them. DoAny researches the idea first and builds it, or imports the code and database records you already have, then does the growth work: daily posting, finding and following up with customers, your CRM and round-the-clock customer answers. Payments are direct charges on your own Stripe account, and DoAny’s Terms rule out a revenue share; Stripe’s fees still apply.
Watch out for: no paid ads and no visual editor (you edit by chat). Web only, no native apps. The checkout on the sites DoAny builds is Stripe only at the moment, with no coupons or free trials, and it can’t connect an existing Stripe account yet. No one-click rollback. Monthly billing only, so you commit a month at a time.
Price: Free is $0 with no card: unlimited companies sharing 5 credits a day, up to 30 a month, and it can take real payments once you press Go live. Pro starts at $25 a month for 100 monthly credits plus 5 a day, shared by every company, with unlimited team members. Pro top-ups cost $15 per 50 credits and last 12 months. When credits run out, work pauses: no overage, no automatic recharge. Every Pro size is on DoAny pricing.
Best for: founders who want an agent to build the site, email and checkout, then keep working with little input, across unlimited businesses. It also writes, launches and optimizes Meta ads on Facebook and Instagram from one daily budget.
Watch out for: NanoCorp keeps 20% of every withdrawal, and customer money sits in your NanoCorp balance until you request one. After the 3-day trial the site stays up, but checkout, email and agents pause until you pick a plan.
Price: 3-day trial with no card, then Founder from $30 a month for 30 credits that roll over, with unlimited businesses. Our DoAny vs NanoCorp page goes deeper.
Best for: founders who want 0% taken from sales and the code in a GitHub repo in their own organization. Willo’s agents execute every day, and pricing, positioning and big spends wait for your yes. It also has a visual editor.
Watch out for: the Free plan builds a website only; the backend, app building and Stripe tools start on Starter. Custom domains need Builder at $49. Paid ad campaigns and posting to your social accounts are listed as “coming soon”.
Price: Free with 40 one-time credits; Starter $25 a month (150 credits, up to 3 businesses); Builder $49 (300 credits, custom domains). Top-ups start at $11 per 50 credits.
Best for: founders who want a done-for-you build and growth across channels including email outreach, articles, community posting and Google, Instagram and Facebook ads, with support from a human team.
Watch out for: Spelt takes 5% of your company’s revenue. Founding 50 sign-ups close September 28, 2026; later sign-ups pay a regular price Spelt has not published.
Price: founding offer of $29 a month or $174 a year, kept for as long as the subscription stays active, with a 30-day money-back guarantee (conditions in Spelt’s Terms). Once your sales pass $1,000 in a month, the 5% fee replaces the $29 subscription instead of being added to it. Its homepage notes that Venture City is now Spelt.
Best for: founders who build the core product in their own codebase; its docs name new B2B companies especially. Pro includes agents for SEO and ICP analysis, outbound and email inbox, and social post publishing.
Watch out for: its docs say it is not meant to build your main SaaS product, app or database, so that stays in your own codebase. Its pricing FAQ pulls the other way: Cofounder is “not primarily designed around existing codebases” and works most cleanly on a project it helps set up. Its payments docs keep checkout and billing code in your own product. Cofounder manages the GitHub, Supabase and Vercel accounts until you claim them.
Price: 7-day free trial; Pro from $120 a month. A Team plan at $100 per seat is “coming soon”.
Best for: teams that want AI coworkers and custom apps running their operations, with over 3,000 integrations and unlimited builders and viewers in the organization.
Watch out for: it is usage-metered: $1 buys 100 credits, and heavier agent use means a bigger monthly budget. The trial needs a card.
Price: Starter $50, Team $499 or Scale $1,999 a month, with top-ups at $0.01 per credit.
Both take 0% of sales (Stripe’s fees still apply) and include hosting. DoAny’s $0 Free plan can take real payments, while Willo’s Free plan builds a website only and its Stripe tools start on the $25 Starter plan. Every DoAny plan has unlimited companies, and at $25, DoAny Pro lets you connect a domain you own, with unlimited team members. Willo Starter covers 3 businesses; custom domains and team invites start on Willo Builder at $49.
Willo lists social posting, paid ads, end-to-end outreach and automatic replies to customer DMs as “coming soon”; today it drafts outreach for your approval. DoAny’s Annie already posts every day, follows up with customers and answers them around the clock. Willo is ahead on editing and code custody: every Willo plan has a visual editor, where DoAny edits by chat, and Willo builds in a GitHub repo in your own organization from day one, while DoAny syncs your code to GitHub and exports code and data anytime.
If you only need the app built and will handle marketing yourself, compare build-only tools in the Lovable alternatives.
Decision rules
Swipe to compare every column.
| If you need | Pick | Because |
|---|---|---|
| No platform fee on sales, without writing code | DoAny or Willo | Both take 0% (Stripe’s fees still apply) and host your site. DoAny sells on its $0 Free plan; Willo’s Stripe tools start on Starter at $25, custom domains at $49 |
| A full app with accounts, data and checkout, plus daily growth work, from $0 | DoAny | Checkout and 0% (Stripe’s fees still apply) work on the $0 Free plan. Willo lists paid ads and social posting as “coming soon”; it drafts outreach for your approval today |
| Your code in your own GitHub organization | Willo | Willo puts the repo in your organization; DoAny syncs your code to GitHub and exports code and data anytime |
| Paid ads run for you | Polsia Pro, NanoCorp or Spelt | Polsia runs Meta ads from its own account for a 20% fee; NanoCorp writes, launches and optimizes Meta ads; Spelt lists Google, Instagram and Facebook ads |
| Maximum autonomy across many businesses | NanoCorp | Unlimited businesses from $30 a month, if you accept 20% of withdrawals |
| A refund window while you try it | Spelt | 30-day money-back guarantee (“30 days money back, no questions asked”; conditions in Spelt’s Terms) |
| A product you build in your own codebase | Cofounder | Its docs keep your core product in your own codebase and run the company work around it |
| Automation for an existing team | Vybe | AI coworkers, custom apps and 3,000+ integrations |
Reasons to stay
Polsia runs more of the business on its own than most tools here. It is still the better choice if most of these describe you.
Our DoAny vs Polsia page details where Polsia is stronger.
Visibility. Polsia’s Terms say public dashboards “are enabled by default”, while its FAQ says companies are private by default. Look at the setting yourself.
Auto top-up. Leave it off unless you want your saved card charged for credit packs up to 3 times a day.
Arbitration. To keep the option of court, email Polsia an opt-out within 30 days of signing up. After that, disputes go to binding arbitration with a class-action waiver.
Switching
The same steps apply whichever alternative you choose. Do them in order, before you cancel.
A lapsed subscription pauses the company and takes the site offline, and cancelling doesn’t refund the current period. Build the replacement, then cancel.
Menu → Help & More → Download Code builds a zip in 1 to 2 minutes; over 1 GB, email support. There is no GitHub access or clone URL.
Website → ⋯ → Database download gives 01-schema.sql and 02-data.sql for PostgreSQL 13 or newer. The link lasts 24 hours, only the latest export is kept, and triggers, functions and roles are left out.
Reports, metrics, chat history and task lists have no export. Screenshot the numbers you’ll want later. After termination the Terms give you 30 days to export before data may be deleted.
Check your balance under Manage payouts. With the 31-day settlement period, your last sales can take a month to become available. Subscribers are billed through the Polsia-created Stripe account, so tell them about the switch before you move, and cancel each one’s Polsia renewal (Cancel renewals, where enabled) once they re-subscribe, so nobody pays twice.
A domain bought through Polsia is registered in Polsia’s name at first and can move to yours after 60 days through support (its refund page calls it a registration in your name). Your ad campaigns run in Polsia’s own Meta account, not an ad account of yours, so there is no ad account or campaign history to take with you.
Moving to DoAny? It imports the code and database records you download in steps 2 and 3, so you don’t start over. For the import, payments go-live and domain steps, see DoAny vs Polsia.
Questions founders ask
For a non-technical founder who wants a working business online, DoAny (our product): 0% of sales (Stripe’s fees still apply), hosting included, real payments on the $0 Free plan, and your own domain on Pro from $25 a month. Willo also takes 0% and puts your code in your GitHub organization, but its social posting and ads are still “coming soon”. NanoCorp is the closest hands-off model but keeps 20% of each withdrawal. Spelt offers a 30-day money-back guarantee.
DoAny’s Free plan costs $0 with no card: unlimited companies sharing 5 credits a day, up to 30 a month, and it can take real payments with 0% of sales to DoAny (Stripe’s fees apply). Willo’s Free plan includes 40 one-time credits and builds a website only; its Stripe tools start on the $25 Starter plan. NanoCorp has a 3-day trial with no card. Polsia itself is free to start, with 3 starter credits for new eligible accounts.
For new subscriptions, Polsia Standard is $20 a month (20 credits, 1 company), Pro is $50 (50 credits, up to 3 companies, Meta ads) and Max is $100 or $200, depending on which version your account is shown. Annual plans get 20% off the first year only. Polsia also takes 3% of customer payments and 20% of ad budgets, and offers no refunds.
Not any more. Polsia’s June 19, 2026 Terms set a 20% fee on customer payments, a 14-day hold, a $50 minimum withdrawal and a $500 monthly withdrawal cap. By the September 17, 2026 Terms the fee was 3%, the minimum and cap were gone, and the 14-day hold had become a 31-day settlement period. The 20% fee on advertising budgets remains.
DoAny and Willo both take 0% of your sales; Stripe’s processing fees still apply. DoAny can sell on its $0 Free plan, and Willo from its $25 Starter plan. On $1,160 a month in sales, Polsia’s 3% is $34.80 a month, Spelt’s 5% is $58, and NanoCorp’s 20% withdrawal fee is $232 if you withdraw it all. Cofounder keeps checkout in your own product, and Vybe publishes no fee on sales.
Partly. You can download your code as a zip and your database as SQL files on a link that lasts 24 hours, but there is no GitHub access, no dashboard or chat-history export, and ad campaigns run in Polsia’s own Meta account, not one of yours. Export before you cancel, because a lapsed subscription takes the site offline. DoAny can import the code and database records you download, so you don’t start over.
Source record
The Trustpilot figures and the founder interview are third-party signals, dated and attributed, not our test results. Prices are in US dollars, exclude tax and payment processing, and were rechecked on September 25, 2026; the sales example is arithmetic on published fee rules.
Still shows a legacy price of $20 a month for 5 task credits, which conflicts with the plans page.
A July 11, 2026 post that names $49 a month; not a current price.
Earlier Terms: 20% of customer payments, a 14-day hold, a $50 minimum withdrawal and a $500 monthly cap; the September 17, 2026 Terms replace all four.
Self-selected reviewers; Trustpilot notes Polsia has not invited reviews recently.
Founder-reported, unaudited figures.
Founding 50 sign-ups close September 28, 2026 and keep $29 a month while subscribed; later sign-ups pay a regular price Spelt has not published. Past $1,000 a month in sales, the 5% fee replaces the $29 subscription.
Waives the Starter fee for the billing period after any month with more than US$1,000 in sales, one period in arrears; the 5% platform fee still applies to every sale.
Put the evidence to work
Build your first version on the Free plan: 5 credits a day, no card. Test checkout with Stripe test cards, keep Polsia running until you’re happy, then switch. Compare the details in DoAny vs Polsia or browse every comparison.