Free Stripe fee calculator

Choose your “Stripe account country” and the “Payment method”, pick “What I’ll receive” and enter what your customer pays for one payment. The Stripe fee calculator rounds the percentage fee to the currency’s smallest unit, adds the fixed fee and applies any minimum fee or cap. With a US account and a US card, at 2.9% plus 30¢, a $100 payment has a $3.20 fee and you receive $96.80. The result lists each part of the fee and the share of the payment it takes.

With a US account and a US card at 2.9% plus 30¢, one $1,000 payment has a $29.30 fee and you receive $970.70. The rate depends on your account’s country, where the card is from and the payment method, so choose those first. Each payment pays its own fixed fee: ten separate $100 payments cost $32 in fees. Enter the amount of one payment and the count in “Number of payments”; the Stripe fee calculator rounds and caps each payment before adding them up. For payments of different sizes or methods, calculate each group separately.

With a US account and a US card, a $515.24 charge leaves you $500.00 after the $15.24 fee. Choose “What to charge” to check your own amount, country and card. The Stripe fee calculator finds the smallest charge whose rounded fee leaves you at least that amount; payment minimums and currency rounding can leave you slightly more.

The Stripe fee calculator covers the 45 countries where Stripe publishes standard pricing, from the US, Canada and the UK to the euro countries, Australia, Japan and Singapore, each with Stripe’s card rates for that country, in its currency, and its local payment methods where Stripe lists them. India is included, though Stripe’s standard pricing there is by invitation only. The country is where your Stripe account is registered, not where your customer is. For another country, choose “Another country” and enter your own rates. Amounts stay in the currency shown and are never converted, and yen use whole numbers.

Stripe changes its prices from time to time, and a calculator is only as current as the last time someone checked it. Australia’s domestic card rate, for example, fell to 1.65% plus A$0.30 on October 1, 2026. When we compared seven other Stripe fee calculators on October 6, 2026, five showed at least one outdated or wrong rate: 1.4% instead of 1.5% for standard UK cards, 3.25% instead of 3.15% for international cards in the UK and Europe, Australia at 1.70% or 1.75%, or the US international and conversion surcharges applied to every country. The Stripe fee calculator reads each rate from that country’s Stripe pricing page, shows the day it was last checked with a link to the page, and re-checks every page each week, so you can confirm any number the Stripe fee calculator shows.

Stripe prices a card by where it was issued. A UK account pays 1.5% + 20p for UK cards, 2.5% + 20p for cards from the European Economic Area and 3.15% + 20p for cards from elsewhere. An account in an EU country pays 1.5% plus its fixed fee, such as €0.25, for any EEA card, its own country’s included, 2.5% for UK cards and 3.15% for the rest (3.25% in Poland). Stripe counts commercial, corporate and business cards issued by Visa, Mastercard and Cartes Bancaires as premium: 2.8% for UK cards on a UK account and for EEA cards on an EU account (1.9% in Poland), so a £500 UK payment pays £14.20 instead of £7.70. In the Stripe fee calculator, answer “Where is the card from?” and tick “Business or corporate card” where it is offered.

Currency conversion adds 2% in most countries and 1% in the US and the United Arab Emirates; Stripe’s Brazil page lists no conversion fee. Stripe’s pages for some countries word the international card rate as a surcharge on the domestic one: +1.5% in the US, +0.8% in Canada, +0.5% in Mexico, Singapore and Hong Kong, +1% in Malaysia and the UAE, and +2% in Brazil. Cards typed in by hand add 0.5% in the US and Canada. Stripe’s Japan pricing has one 3.6% rate for every card. The Stripe fee calculator shows each surcharge on its own line, so a $100 US payment by an international card, converted, costs $5.70.

Yes. Stripe’s Australian pricing page says its fees include GST: 1.65% + A$0.30 for Australian cards, 3.5% + A$0.30 for international cards, and 1% + A$0.30, capped at A$3.50, for PayTo and BECS Direct Debit. Stripe lowers the international card rate to 2.8% + A$0.30 from April 1, 2027. Mexico is the other way round: Stripe’s fees there exclude IVA, so add it where it applies, and in Japan Stripe adds Japanese Consumption Tax on top of its fees. The Stripe fee calculator notes these beside the result.

No. In the US, cards cost 2.9% + 30¢ and ACH Direct Debit 0.8%, capped at $5 per payment. Other countries have their own methods: Bacs Direct Debit in the UK costs 1% with a 20p minimum and a £4 cap, and SEPA Direct Debit costs €0.35 in euro countries. Each method in the Stripe fee calculator shows its rate and the fee on your amount, so you can compare them. It does not confirm eligibility, settlement timing or other method-specific charges.

Stripe’s published pricing says original payment-processing, Connect and currency-conversion fees are not returned on refunds. Additional fees for issuing a refund depend on the payment method and your pricing agreement. The Stripe fee calculator works out successful payments, not refunds, so review your account’s pricing and refund costs separately.

No. What you receive here is the charge minus the selected processing fee. A bank payout draws from your available Stripe balance and follows your payout schedule; refunds, disputes, other charges and account activity can change the amount available. The Stripe fee calculator does not connect to Stripe or predict payout dates, bank arrival or settlement.

No. The result includes the rate for the country, card and options you choose, with any fixed fee, minimum fee or cap. Review Billing, Invoicing, platform commissions, payout, dispute and tax charges separately where they apply. The Stripe fee calculator shows the source and checked date of every standard rate; compare them with your account’s current pricing rather than treating what you receive here as profit.

The Stripe fee calculator is free to use, copy, share and download without an account, and calculations do not call AI or connect to Stripe. “Copy link” shares the country, card options, currency and amount; rates you enter yourself stay out of the link. “Use these fees in service pricing”, under the result, carries a US account’s rates into service pricing, which works in US dollars, and “More options” includes a JSON download. Service pricing counts one payment per job; the number of payments and other currencies are not transferred. From pricing, carry the resulting selling price into an estimate.