Stripe fees in the euro area

Stripe charges the same standard rates to accounts in these 19 euro-area countries: 1.5% + €0.25 on a card issued in the EEA. See them in euros, then work out the fee on your own payment.

At a glance

Standard online rates in euros (EUR)

Card payments

European (EEA) cards
1.5% + €0.25Business or corporate cards: 2.8% + €0.25
UK cards
2.5% + €0.25
Cards from elsewhere
3.15% + €0.25

Other charges and limits

Currency conversion
+2%When the customer pays in another currency
Smallest payment
€0.50

Other payment methods

SEPA Direct Debit
€0.35

Checked Oct 6, 2026 against each country’s Stripe pricing page, such as Stripe’s Germany pricing pageDoAny is not affiliated with Stripe.

Your Stripe fee and payout

Charge your customer
€507.87The smallest charge that leaves you at least €500.00 after the fee.
Stripe fee
€7.87
You receive
€500.00
European (EEA) cards, standard
1.5% + €0.25

The fee is 1.55% of this payment.

Stripe Germany pricing, checked Oct 6, 2026 · Payment minimums

Change numbers
More options

Customer pays €507.87. Fee €7.87. You receive €500.00.

Your payment

Rates follow Stripe’s published standard pricing for the country your Stripe account is in. Negotiated rates? Choose “I know my rates”.

Your Stripe account

Where your Stripe account is registered, not where your customer is. It sets the currency and the rates. Choosing a country outside these 19 opens its page.

What do you want to work out?

Enter what you want to keep. The fee is added on top.

For each payment.

All the same size.

Payment method

Payment method
Where is the card from?

Where the card was issued, compared with your account’s country.

Tick this if your customer pays with a company card. Stripe charges more for commercial, corporate and business cards.

When Stripe converts the payment to your account’s currency.

How these rates were checkedChecked Oct 6, 2026
  • The rates come from Stripe’s Germany pricing page, checked Oct 6, 2026.
  • Business or corporate cards: Stripe prices commercial, corporate and business cards issued by Visa, Mastercard and Cartes Bancaires as premium cards where its page lists a premium rate. Stripe’s definition
  • Several payments are treated as the same size. The fee is worked out on each payment, then added up.
  • Currency conversion counts only when you tick “Customer pays in another currency”.
  • Not included: Stripe Billing or Invoicing, payouts, disputes, platform fees and tax. This shows the math only, not advice on passing fees to customers.
  • “Use these fees in service pricing” takes the rates of a US Stripe account only, since service pricing works in US dollars.
  • Smallest payment: €0.50 in euros. Card networks or your account can cap large payments lower.

Sources: Stripe Germany pricing · Payment minimums

Charge your customer€507.87See result

What Stripe takes from a payment in euros

Stripe’s fee and what you receive on €10, €100, €1,000, worked out by the calculator on this page with the rates checked Oct 6, 2026.

CardOn €10On €100On €1,000
European (EEA) cards1.5% + €0.25€0.40you receive €9.60€1.75you receive €98.25€15.25you receive €984.75
Cards from elsewhere3.15% + €0.25€0.57you receive €9.43€3.40you receive €96.60€31.75you receive €968.25
Cards from elsewhere, paid in another currency5.15% + €0.25€0.77you receive €9.23€5.40you receive €94.60€51.75you receive €948.25

Good to know in the euro area

  • SEPA Direct Debit costs €0.35 per successful payment on an account in any of these 19 countries.
  • Business or corporate cards: Stripe prices commercial, corporate and business cards issued by Visa, Mastercard and Cartes Bancaires as premium cards where its page lists a premium rate.
  • Smallest payment: €0.50 in euros. Card networks or your account can cap large payments lower.
  • Not included: Stripe Billing or Invoicing, payouts, disputes, platform fees and tax on your own sales. This shows the math only, not advice on passing fees to customers.

Stripe fees in the euro area: questions

Does Stripe charge the same fees in every euro-area country?

For 19 of them, yes. Stripe’s pricing pages for Austria, Bulgaria, Croatia, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Portugal, Slovakia, Slovenia and Spain list the same standard rates: 1.5% + €0.25 for a card issued in the EEA, the same rates for UK and international cards and currency conversion, and SEPA Direct Debit at €0.35. The Netherlands and Belgium list the same card rates and also iDEAL and Bancontact, so they have pages of their own. Checked Oct 6, 2026.

How much does Stripe charge in the euro area?

Stripe’s standard rate in the euro area is 1.5% + €0.25 per successful card payment for European (EEA) cards; business and corporate cards pay 2.8% + €0.25. Fees are in euros (EUR), the currency of a Stripe account in the euro area. Checked against each country’s Stripe pricing page on Oct 6, 2026.

What does Stripe charge for international cards in the euro area?

UK cards pay 2.5% + €0.25. Cards from elsewhere pay 3.15% + €0.25. If the customer pays in another currency, Stripe adds 2% for currency conversion. Checked Oct 6, 2026.

How much is the Stripe fee on €100 in the euro area?

On a payment of €100 with a card issued in the EEA, Stripe takes €1.75 and you receive €98.25. With a card from outside the EEA and the UK it takes €3.40 and you receive €96.60. If that customer also pays in another currency, it takes €5.40 and you receive €94.60. Worked out with Stripe’s standard rates, checked Oct 6, 2026; the calculator on this page works out any amount.

What is the smallest payment Stripe accepts in the euro area?

Stripe’s minimum charge for an account that settles in euros (EUR) is €0.50, so the calculator won’t work out a smaller payment. There is also a largest payment, which your card network or account can set lower.

Which payment methods besides cards does Stripe price in the euro area?

Besides cards, each country’s Stripe pricing page lists SEPA Direct Debit at €0.35, checked Oct 6, 2026. The calculator on this page works it out too: choose it under the payment method.