Stripe fees in the United States
A Stripe account in the US pays 2.9% + $0.30 on a card issued in the US. See Stripe’s standard rates there in US dollars, then work out the fee on your own payment.
At a glance
Standard online rates in US dollars (USD)
Card payments
- US cards
- 2.9% + $0.30
- Cards from other countries
- 4.4% + $0.30The domestic rate plus 1.5%
Other charges and limits
- Currency conversion
- +1%When the customer pays in another currency
- Card typed in by hand
- +0.5%Card details you key in yourself, for example over the phone
- Smallest payment
- $0.50
Other payment methods
- ACH Direct Debit
- 0.8% (cap $5.00)
Checked Oct 6, 2026 against Stripe’s United States pricing pageDoAny is not affiliated with Stripe.opens in a new tab
What Stripe takes from a payment in US dollars
Stripe’s fee and what you receive on $10, $100, $1,000, worked out by the calculator on this page with the rates checked Oct 6, 2026.
| Card | On $10 | On $100 | On $1,000 |
|---|---|---|---|
| US cards2.9% + $0.30 | $0.59you receive $9.41 | $3.20you receive $96.80 | $29.30you receive $970.70 |
| Cards from other countries4.4% + $0.30 | $0.74you receive $9.26 | $4.70you receive $95.30 | $44.30you receive $955.70 |
| Cards from other countries, paid in another currency5.4% + $0.30 | $0.84you receive $9.16 | $5.70you receive $94.30 | $54.30you receive $945.70 |
Good to know in the US
- stripe.com/pricing shows each visitor the page for their own country. The US figures here are from the US page.
- Smallest payment: $0.50 in US dollars. Card networks or your account can cap large payments lower.
- Not included: Stripe Billing or Invoicing, payouts, disputes, platform fees and tax on your own sales. This shows the math only, not advice on passing fees to customers.
Stripe fees in the US: questions
How much does Stripe charge in the US?
Stripe’s standard rate in the US is 2.9% + $0.30 per successful card payment for US cards. A card typed in by hand adds 0.5%. Fees are in US dollars (USD), the currency of a Stripe account in the US. Checked against Stripe’s United States pricing page on Oct 6, 2026.
What does Stripe charge for international cards in the US?
Cards from other countries pay 1.5% on top of the domestic rate: 4.4% + $0.30 in all. If the customer pays in another currency, Stripe adds 1% for currency conversion. Checked Oct 6, 2026.
How much is the Stripe fee on $100 in the US?
On a payment of $100 with a card issued in the US, Stripe takes $3.20 and you receive $96.80. With a card from another country it takes $4.70 and you receive $95.30. If that customer also pays in another currency, it takes $5.70 and you receive $94.30. Worked out with Stripe’s standard rates, checked Oct 6, 2026; the calculator on this page works out any amount.
What is the smallest payment Stripe accepts in the US?
Stripe’s minimum charge for an account that settles in US dollars (USD) is $0.50, so the calculator won’t work out a smaller payment. There is also a largest payment, which your card network or account can set lower.
Which payment methods besides cards does Stripe price in the US?
Besides cards, Stripe’s United States pricing page lists ACH Direct Debit at 0.8% (cap $5.00), checked Oct 6, 2026. The calculator on this page works it out too: choose it under the payment method.