Stripe fees in New Zealand

A Stripe account in New Zealand pays 2.65% + NZ$0.30 on a card issued in New Zealand. See Stripe’s standard rates there in New Zealand dollars, then work out the fee on your own payment.

At a glance

Standard online rates in New Zealand dollars (NZD)

Card payments

New Zealand cards: 2.65% + NZ$0.30
Cards from other countries: 3.5% + NZ$0.30

Other charges and limits

Currency conversion: +2%When the customer pays in another currency
Smallest payment: NZ$0.50

Other payment methods

NZ BECS Direct Debit: 1% + NZ$0.40 (cap NZ$4.00)

Checked Oct 6, 2026 against Stripe’s New Zealand pricing pageDoAny is not affiliated with Stripe.

Your Stripe fee and payout

Charge your customer: NZ$513.92The smallest charge that leaves you at least NZ$500.00 after the fee.
Stripe fee: NZ$13.92
You receive: NZ$500.00

New Zealand cards: 2.65% + NZ$0.30

Stripe New Zealand pricing, checked Oct 6, 2026 · Payment minimums

Change numbers

More options

Your payment

Rates follow Stripe’s published standard pricing for the country your Stripe account is in. Negotiated rates? Choose “I know my rates”.

Your Stripe account

Stripe account country

Where your Stripe account is registered, not where your customer is. It sets the currency and the rates. Choosing another country opens its page.

What do you want to work out?

What to chargeWhat I’ll receive

Enter what you want to keep. The fee is added on top.

Amount you want to receive

For each payment.

Number of payments

All the same size.

Payment method

Card2.65% + NZ$0.30 · NZ$13.92 to keep NZ$500.00NZ BECS Direct Debit1% + NZ$0.40 (cap NZ$4.00) · NZ$4.00 to keep NZ$500.00I know my ratesEnter your own

Where is the card from?

Where the card was issued, compared with your account’s country.

New Zealand cards2.65% + NZ$0.30Cards from other countries3.5% + NZ$0.30

Customer pays in another currency (+2%)

When Stripe converts the payment to your account’s currency.

How these rates were checkedChecked Oct 6, 2026

The rates come from Stripe’s New Zealand pricing page, checked Oct 6, 2026.
Several payments are treated as the same size. The fee is worked out on each payment, then added up.
Currency conversion counts only when you tick “Customer pays in another currency”.
Not included: Stripe Billing or Invoicing, payouts, disputes, platform fees and tax. This shows the math only, not advice on passing fees to customers.
“Use these fees in service pricing” takes the rates of a US Stripe account only, since service pricing works in US dollars.
Smallest payment: NZ$0.50 in New Zealand dollars. Card networks or your account can cap large payments lower.

Sources: Stripe New Zealand pricing · Payment minimums

Charge your customerNZ$513.92See result

What Stripe takes from a payment in New Zealand dollars

Stripe’s fee and what you receive on NZ$10, NZ$100, NZ$1,000, worked out by the calculator on this page with the rates checked Oct 6, 2026.

Card	On NZ$10	On NZ$100	On NZ$1,000
New Zealand cards2.65% + NZ$0.30	NZ$0.57you receive NZ$9.43	NZ$2.95you receive NZ$97.05	NZ$26.80you receive NZ$973.20
Cards from other countries3.5% + NZ$0.30	NZ$0.65you receive NZ$9.35	NZ$3.80you receive NZ$96.20	NZ$35.30you receive NZ$964.70
Cards from other countries, paid in another currency5.5% + NZ$0.30	NZ$0.85you receive NZ$9.15	NZ$5.80you receive NZ$94.20	NZ$55.30you receive NZ$944.70

Good to know in New Zealand

Smallest payment: NZ$0.50 in New Zealand dollars. Card networks or your account can cap large payments lower.
Not included: Stripe Billing or Invoicing, payouts, disputes, platform fees and tax on your own sales. This shows the math only, not advice on passing fees to customers.

Stripe fees in New Zealand: questions

How much does Stripe charge in New Zealand?

Stripe’s standard rate in New Zealand is 2.65% + NZ$0.30 per successful card payment for New Zealand cards. Fees are in New Zealand dollars (NZD), the currency of a Stripe account in New Zealand. Checked against Stripe’s New Zealand pricing page on Oct 6, 2026.

What does Stripe charge for international cards in New Zealand?

Cards from other countries pay 3.5% + NZ$0.30. If the customer pays in another currency, Stripe adds 2% for currency conversion. Checked Oct 6, 2026.

How much is the Stripe fee on NZ$100 in New Zealand?

On a payment of NZ$100 with a card issued in New Zealand, Stripe takes NZ$2.95 and you receive NZ$97.05. With a card from another country it takes NZ$3.80 and you receive NZ$96.20. If that customer also pays in another currency, it takes NZ$5.80 and you receive NZ$94.20. Worked out with Stripe’s standard rates, checked Oct 6, 2026; the calculator on this page works out any amount.

What is the smallest payment Stripe accepts in New Zealand?

Stripe’s minimum charge for an account that settles in New Zealand dollars (NZD) is NZ$0.50, so the calculator won’t work out a smaller payment. There is also a largest payment, which your card network or account can set lower.

Which payment methods besides cards does Stripe price in New Zealand?

Besides cards, Stripe’s New Zealand pricing page lists NZ BECS Direct Debit at 1% + NZ$0.40 (cap NZ$4.00), checked Oct 6, 2026. The calculator on this page works it out too: choose it under the payment method.